Uphold

Use Uphold to have your earnings paid out in over 50 supported currencies, including fiat and crypto. See Uphold's site for more information.

Opening an Uphold account only takes a few minutes. They collect your legal name, date of birth, and phone number. You don't have to verify your identity until you're ready to withdraw your funds, but you can do it earlier if you want. See their help article for more information.

Sign up

You can sign up through Uphold's app or website.

  1. Download and install the Uphold app or visit https://uphold.com/signup.

  2. In the app, tap Sign Up on the launch screen.

  3. Complete all fields and accept Uphold's Terms of Service and Privacy Policy.

Uphold is in the process of obtaining a BitLicense in the state of New York. Until the BitLicense is issued they cannot support cryptocurrency transactions in New York. You can still set up an account and claim funds in a supported currency, such as USD.

  1. If you're signing up through the website, select Individual as the account type.

  2. Proceed to the next screen.

  3. Complete all fields, certify your details, then proceed to the next screen.

  4. Check your email and confirm your email address.

  5. When confirmed, the app and website refresh.

    App

    Website

  6. Select Fund my account, then see the next section.

Set up your account to receive Interledger payments

App

  1. If you're still in the Sign Up flow, tap Fund my account. If you're on the Portfolio screen, tap Transact in the toolbar.

  2. Tap the From menu.

  3. Scroll to the bottom of the list and tap Interledger.

  4. Tap I agree and Continue.

  5. Select the type of currency you want your earnings paid out in by tapping the To menu.

  6. Tap Done.

Website

  1. If you're still on the dashboard with the Fund My Account overlay, click Fund my account then proceed to step 5.

  2. If you don't have the overlay on the dashboard, click Add card/currency.

  3. Enter a name for your card.

  4. Select the currency you want your earnings pay out in and click Create.

  5. Click Fund from Interledger Payment Pointer.

  6. Click Generate a payment pointer.

View activity and claim funds

The iOS and Android apps show incoming activity in real time; however, the website does not.

There's a delay of at least one hour before payments show up in the web interface. One hour after you've received at least the minimum claimable amount, Uphold deposits the amount into your account.

The minimum claimable amount varies based on currency. For example, Uphold will not deposit an amount in USD that's less than $0.01. If you receive less than $0.01, you won't see the amount in the web interface until your balance reaches $0.01, regardless of how much time has passed.

App

The app shows incoming activity in real time. You can watch the payment streams by tapping Activity from the toolbar.

You can tap any activity that shows on the screen to see more details. When you've received the minimum amount required to claim the funds, the Claim funds button becomes active.

Uphold will claim funds on your behalf every hour as long as you've received a claimable amount. The amount varies based on currency. For example, you must have at least $0.01 before you can claim a USD payment. After funds are claimed, the transaction's status changes to Completed.

When claimed, the transaction shows as deposited on the Activity screen.

Website

Unlike the iOS and Android apps, the website does not allow you to view incoming payments in real time. There's a delay of at least one hour before payments show up in the web interface.

One hour after you've received at least the minimum claimable amount, Uphold will deposit the amount to your account. The amount varies based on currency. For example, Uphold will not deposit an amount in USD that's less than $0.01.

On the dashboard, click Activity to see all activity or click a specific card to see activity for that card.

Click a transaction to see more details.

Find your payment pointer

App

If you've already received a payment, you can find your payment pointer by tapping the card on the Portfolio screen. If you haven't received a payment yet, you can find your pointer through the Transact screen.

Portfolio screen

  1. Tap the card on the Portfolio screen. In this example, you'd tap USD account.
  2. Tap ... in the upper right, then tap Interledger payment pointer.
  3. Copy your payment pointer, then tap Done.

Transact screen

The Portfolio screen won't show a card until you receive a payment. In the meantime, you can find your payment pointer through the Transact screen.

  1. Tap Transact in the toolbar.
  2. Tap From.
  3. Scroll down and tap Interledger
  4. Tap I agree and Continue.
  5. Copy your payment pointer, then tap Done.

Website

  1. From the dashboard, select your Interledger card.
  2. Click Add Funds, then select Fund from Interledger Payment Pointer.
  3. Copy your payment pointer.

find pointer

Create additional payment pointers

You can create additional payment pointers by adding more cards to your Uphold account. Each card supports one payment pointer.

You can create additional cards through the Uphold website and the app. The website is a bit easier to navigate. See the Set up your account - Website section above and begin at step 2.

To add a new card in the app:

  1. Tap Transact.

  2. Tap the To menu. There will be a gray arrow next to any currencies already assigned to a card.

  3. Select the currency you want your earnings paid out in.

  • Different currency - If you want a different currency than an existing card, tap the currency and then proceed to step 4.

  • Same currency - If you want the same currency as an existing card, tap the currency and then tap Add to a new...account.

  1. Tap the From menu.

  2. Scroll down to the bottom and tap Interledger.

  3. Tap I agree and then Continue. The payment pointer for your new card appears on the screen.

  4. Tap Done.